Since 2000

Dick Watts
Insurance

Specialized commercial and business protection for the Commonwealth of Kentucky. Established in Louisville, defined by advocacy.

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Modern architectural office space

An insurance policy is a contract, but our relationship is a partnership.

For over two decades, we have served as the silent architecture behind Kentucky’s most resilient businesses. We do not simply sell policies; we shop the market to find the precise intersection of coverage and cost. At no additional expense to you, we act as your advocate, comparing your existing protection against the broader market to ensure your risk is handled with absolute clarity.

Based in Louisville, we maintain the attentive service of a family-owned office while wielding the expertise required to navigate complex commercial liabilities. From independent contractors to large-scale property lessors, we provide the stability necessary for growth.

Our Focus

Business planning meeting

Contractors & Trades

Foundational general liability and completed operations coverage for plumbers, electricians, and construction specialists.

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Modern commercial building facade

Commercial Property

Protection for Lessors Risk, mixed-use developments, and business packages designed for Louisville's real estate investors.

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Colleagues in a modern office environment

General Liability

Broad protection against bodily injury and property damage, providing a secure perimeter for your daily operations.

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Specialized service center environment

Auto & Personal

Cohesive renewal reviews for your personal portfolio, including home, auto, and specialty dwelling policies.

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They shop the market so we don’t have to. The peace of mind knowing our coverage is optimized is invaluable.
Active Member, Home Builders Association of Kentucky

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Location

12200 Shelbyville Rd #112
Louisville, KY 40243

Communication

service@dickwattsinsurance.com
(502) 245-3625

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Serving the entire State of Kentucky. Family-owned and operated.

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